Thursday, December 18, 2025

ARTICLE : SOME MISTAKES RELATED TO MONEY-----BY SIR JAPHET MAATU-----CALL / SMS . WHATSAPP + 255 716 924 136

 SOME MISTAKES RELATED TO MONEY.

1. Not investing money at the age of 20.

2. Not creating new income sources at the age of 30.

3. Not repaying the loan early at the age of 40.

4. Not saving money for retirement at the age of 50.

ARTICLE : 10 SIGNS OF A CLEVER PERSON-------BY SIR JAPHET MASATU------CALL / SMS // WHATSAPP + 255 716924 136


1. A clever person often acts dumb to observe.

2. They listen more than they speak.

3. They pretend not to know, just to learn more

4. They stay calm when everyone else panics.

5. They use silence as a strategy

6. They hide their strengths in plain sight

7. They read people without needing words

8. They use humor to reveal truth.

9. They don't seek validation from others.

10. They never stop learning, even in silence.

Thanks For Reading.

KITABU 408----WAKUU WA IMANI ---IMANI YA YOSHUA NA KALEBU----FULL NUKUU---TANZANIA ---( PDF )-----CALL / SMS / WHATSAPP + 255 716 924 136